Sovara One™
Features

Everything you need to get paid, and nothing that gets in the way.

One account for every payment at every location. You set it up, you change it, and you see every dollar.

Create your accountIn person
Payments

See every payment, and what it cost.

Search by email, card or order. Filter by status. Open any payment to see its timeline, its money and its refunds.

  • Statuses in plain words: captured, authorized, declined, refunded.
  • "Unknown" when the network went quiet. We check with the gateway before anything is sent again, so a customer is never charged twice.
  • Export to CSV any list, any time.
All payments, with filters and a reconcile notice

Example data

Arrives in this order: Pilot Expanded pilot Full launch After launch

Get paid

Payments

Take cards online, authorize now and capture later, with tips and partial approvals.

Pilot

Checkout page

Sovara Pay™ Checkout names you as the seller, works on any phone and accepts promotion codes.

Pilot

Payment links and QR codes

Create a link, set an expiry, send it by email or print the QR code. See when it is paid.

Pilot

Drop-in for your website

A payment form inside your own pages. You set the button color and corners.

Expanded pilot

Refunds with undo

Every refund waits 10 seconds before it is sent. All or part, with a reason.

Pilot

Disputes

See each chargeback, its deadline and its evidence. Respond or accept from your account.

Pilot

Sell

Customers

Payment history per customer, and cards saved only with the customer's consent.

Pilot

Catalog

Products, prices, variants, tax and shipping rates, and stock per location.

Expanded pilot

Carts and orders

A cart priced from your catalog, orders with fulfillment, and refunds by line.

Expanded pilot

Coupons and promotion codes

Codes that lower a price, with limits, dates and where they apply.

Pilot

Subscriptions

Plans and memberships that bill on schedule, with trials and consent on record.

Full launch

Invoicing

Itemized invoices with deposits and balances, reminders and online payment.

Expanded pilot

Your money and your team

Deposits to your bank

Daily batches from the processor to your own bank, expected then confirmed.

Pilot

Reports

Payments, refunds, deposits and fees by day, location and card. Export any list to CSV.

Pilot

Accounting sync

Send sales, refunds and fees to QuickBooks Online or Xero. Fees stay estimates until confirmed.

Full launch

Team and roles

Owner, manager, staff and read-only roles. Two-step sign-in for everyone.

Pilot

Settings

Features on and off, refund limits, receipts, and the processing settings your provider allows.

Pilot

Locations

Each location gets its own merchant account and deposits, in one account.

Pilot

Build and automate

Developer keys

Secret, publishable and restricted keys, each with only the scopes you choose.

Pilot

Signed webhooks

Events sent to the domains you allow, signed, retried and replayable.

Pilot

SDK and test mode

A TypeScript SDK, test keys and test cards. Test mode is not billed.

Expanded pilot

AI assistant

An assistant looks things up and drafts actions. A person approves every money move.

Expanded pilot

Approvals

Ask a second person to approve refunds above an amount you choose.

Pilot

Books

A payments journal your accountant can use. Every correction is a new line.

Pilot
Carts and orders

Sell from a catalog. Track every order.

Your hosted cart or your own site builds an order from your catalog. Prices are frozen when the order is placed. Changes become history lines, never edits.

  • Fulfill, ship or mark ready for pickup.
  • Refund a single line, and put it back in stock if you want.
  • Coupons and promotion codes apply to the cart.
Expanded pilot
Orders from the hosted cart and the merchant’s own site

Example data

Reports and books

The numbers your accountant asks for.

Sales, refunds, tips, fees and deposits, in a journal that never edits a posted line. Export it, or send it to QuickBooks Online or Xero.

  • Fees are estimates until your processor's statement confirms them.
  • A correction is a new entry, so the history always adds up.
  • Accounting sync arrives at full launch.
Books: the payments journal and accounting sync

Example data

AI assistant

Let an assistant do the looking. You do the approving.

Connect an AI assistant with a restricted key. It can search payments and draft a refund or a payment link. Nothing that moves money happens until someone on your team approves it.

Expanded pilot
AI assistant drafts waiting for a person to approve

Example data

For your developers

Run your own front end. Keep one account.

If your business runs its own website or app, your developers use your account's keys and webhooks. Amounts are whole cents. Every POST takes an Idempotency-Key, so a retry returns the first answer instead of charging again.

  • Test keys route to the simulator. Same code, same responses, no real money.
  • Test tokens for every outcome: approved, declined, timeouts, partial approvals.
  • Card fields come from the gateway in a secure window. You get a token, the brand and the last four.
POST /v1/payment_intentstest mode
# Take a test payment: $79.00, charged once even if you retry
curl https://api.sovaraone.com/v1/payment_intents \
  -H "Authorization: Bearer sk_test_…" \
  -H "Idempotency-Key: order-SO-1001" \
  -d '{"amount":7900,"currency":"usd","confirm":true,
       "payment_method":"tok_test_approved"}'
Webhooks

Signed events, to the domains you allow.

Every event is HMAC-signed, retried with growing waits and can be replayed from your account. You choose which domains may receive them.

  • One versioned event catalog for payments, refunds, disputes, orders and deposits.
  • See every delivery and replay a failed one.
  • Connected platforms get their own events through their own connection. You can disconnect them at any time.
Webhooks: endpoints, deliveries and allowed domains

Example data

Ready when you are.

Open your Sovara One™ account, try it in test mode, and connect your processing when you're ready.

Create your accountHow it works